Видео

Thanks so much ❤❤❤ And thank you for the foil tip!

Ugh! Not great. Still looking. Trying not to lose hope.

For me, my starting balance is everything in my main checking account, my variable expense checking account (grocery money), and variable expense cash envelopes that moves with me from the last day of the month to the first day of the following month (in this case, from 1/31/25 to 2/1/25). It doesn't include anything I have in savings.

@ ok, thank you so much.

@@Mary-dn4oc No prob!

That's such a great idea! Once I bust open the container I'm planning on doing that if I won't be spending the money right away. I love the container idea, but in the future I probably won't do something like that again as it keeps the cash in my hands instead of working for me in the bank!

Yesss! Such a wonderful feeling! We're some kick butt budgeters for paying off our cars early!!! Thank you for watching ❤❤❤

@BestKeptPlans you're welcome. I guess your student loan will be paid off at least in 2 years 😊 you probably could do a snowball debt payoff with your prior car payment rate to tackle down the student loan but I'm sure you already know this 😊 I'm so excited for you

@@iammlyss I'm trying to balance a fine line with the student loan. I want to pay it off so badly, but I am getting help from my employer, so I can't pay it off too quickly!

It was hard work, but very exciting to see all of the totals!!! Thanks so much for watching ❤❤❤

I'm so terrible at remembering to show it! Glad it made it into my January monthly budget recap. Thank you so much for watching and supporting my channel ❤❤❤

Thank you ❤❤❤

Thanks Wendy! I wanted to find a way to do something very different from my February intro pages!

I do live with my mom. I pay rent and pay for all of my own bills and the food I eat (though there are definitely things we share).

I love her emergency fund envelopes too! They're so cute!!!

Thanks for watching Tracey ❤❤❤

I am loving the change! Will definitely comment on that when I do my November recap!!!

Finally a week where Saturday is in the correct place 🤣🤣🤣

Thanks so much Wendy ❤❤❤

Thanks so much Wendy ❤❤❤

Thank you so much for your support ❤❤❤

Thanks so much ❤❤❤ It's actually a quote from one of the Marvel movies. The character accidentally says that instead of "kick ass, take names."

I figured it was something intentional because you’re super together and with it! Thank you, that’s hilarious😂 and you’re content is so amazing, truly, I love it

@ Thank you so much for your kindness Julie ❤❤❤

Thank you so so much Patti ❤❤❤ I appreciate your support!

Thanks so much for watching Tracey ❤❤❤

Thank you Wendy ❤❤❤

I already read it and loved it!!! I think it's a movie. I definitely want to watch it since I liked the book so much!

Thanks Wendy ❤❤❤

Yay! Another Jennifer in the mix! Thank you so much for watching ❤❤❤

Thank you so much ❤❤❤ I hope the same for you!

Thank you so much for watching Jessica and for all your support ❤❤❤

I think that question really goes back to learning what your definite monthly expenses are and comparing that to your income. If someone doesn't have a clear understanding of that, I don't think the rest of the BBP method is going to work. I will say, I do think it makes sense to look at non-necessary expenses (IE: Hulu, Disney+, Spotify, Amazon Prime, etc.) to see if anything can be cut if income and expenses are similar and there isn't extra cash to save.

Do you mean my handwriting? Honestly, I haven't actively done anything to try and change/improve it. I just write slowly when I'm trying to be neat. If you mean the printing of envelopes, I just open the downloadable PDF, turn on my print, load 8.5x11 inch paper, and press print! I cut out around the envelope outline and use double sided tape to stick it together.

If I have unused cash in my 2024 sinking fund for a specific category, I roll it over to the 2025 sinking fund at the end of the year. IE: I had $58 in my 2024 Subscriptions sinking fund on 12/31/2024, so I rolled that cash over into my 2025 Subscriptions sinking fund.

Stop! Thank you so much ❤❤❤ I'm a lefty so I try really hard to keep my writing neat and to (hopefully) not have any pen mark splotches on the page! I feel like my Muji gel pen is the game changer!

@@BestKeptPlans I`m a lefty too but my handwriting isnt that unique

Jennifer, I love your budgeting and cash stuffing videos. I also follow The Budget Mom and use the bbp but I don’t recall seeing the cash envelopes you use on her website. I used to use her cash envelopes and then I became obsessed with the laminated ones and all the other products. I want to return to a simpler time 😂. Where did you find the envelopes you use? Are they still available? I do have the tbm emergency fund envelope. Thanks!

@@iammlyss I write soooo slowly to keep it neat 🤣

@@tanishacarden6339 The sinking fund envelopes I use are from my Etsy shop! There's a link to my shop in the description for this video and on my channel's home page!

Julie, thank you so so much for your kindness ❤❤❤ I'm so glad you've enjoyed my videos! And thank you for saying I have good handwriting! As a lefty, I've tried really hard to keep to neat 🤣

I loved Emma! I think I might try Northanger Abbey. I tried to give it a read in high school, but wasn't able to get past the first few chapters. Thank you for the Jane Eyre recommendation!

Thank you ❤❤❤ Happy New Year to you as well!!!

Oh wow! I didn't realize that. Not sure I'm a fan of that change. I really liked having a savings section at the end.

Thanks so much ❤❤❤

Thank you so much for watching ❤❤❤ I appreciate your support!

I was so so delayed in posting the 2025 Challenge tracker and envelope to Etsy! So sorry about that! Thank you for always providing so so much support for me and my channel ❤❤❤ Happy 2025!!!

Yesss! Twinsies! I love it!

Oh that's a great idea! Will definitely look into that!

I'm a sucker for a really really good romance! If they're done right, they can definitely be a 5 star for me, but it doesn't happen super often. Butcher & Blackbird is definitely a love it or hate it kind of book. I'm not really intrigued by dark romance, but it's fun to dip my toe in with that series.

@ I think this is where my English teacher nature comes in. I don’t think I’ve ever read a romance that was like damn everyone should read this. Maaaaaybe Maybe in Another Life but I just loved the concept behind that one

@@simply_artzy A concept can definitely sway a rating. I don't think I really feel like my 5 star reads are books that would/need to be universally read/liked. If it gives me the 5 star feeling, I go with it. This year I think I had 5 star reads in romance, fantasy, horror, literary fiction, and middle-grade so I'm all over the place 🤣

@@BestKeptPlans bahaha no I don't think they should be universally liked- we all have different reading tastes. I just think that everyone should read them because they are life changing and alter the way you think about the world.

@@simply_artzy I do really love when I book hits me that deeply!

Awesome! Great minds think alike!!! Glad you like the rainbow theme!

That's great! I hope it works well for you!

I honestly don't even know! I definitely want to read another Jane Austen. Probably Little Women. But beyond that, no idea.

@ 🤣 I’m not really a fan of classics. Have you read the picture of Dorian grey?

@@simply_artzy I read it a few years ago. Did not like it, which I was surprised about because so many people say it's their favorite classic.

@ that’s the only classic I can think of that I like now. I’m not a fan of classics 🤣

@@simply_artzy I'm not a big classics person either. Trying to give it a shot. We'll see how it goes 😟

Thanks Wendy! I kept it simple, but I love the way it came out!

@ I like simple 👍🏻 and I love the duck egg shade

@@999gothchick Love that color!!! It makes an appearance in my reading journal in January!

Let me know what you think! I kept it very simple this year.

They're from The Coffee Monsterz Co. Her Washi sells out very quickly, but her Instagram will always mention when there's going to be a new release!

That's right! I forgot about the interchangeable covers!

I just printed on sticker paper and stuck it down over pages that I know I don't use!

Thank you so much for watching ❤❤❤

Thanks so much Wendy ❤❤❤